Dollar’s Shrinking Value Adds Fuel To XRP Bull Case: Finance Expert

TL;DR

XRP has lost 38% of its value in the past year, while the US dollar's purchasing power has decreased by 28% over the last decade. A finance expert argues that the real issue is the dollar's decline, making cryptocurrencies like XRP a more attractive investment.

Key points

XRP lost 38% of its value in the past year
US dollar's purchasing power decreased by 28% in a decade
Bitcoin and XRP increased nearly 200 times in value over ten years

John Vasquez

XRP has lost 38% of its value over the past year. Bitcoin hasn’t done much better, sliding more than 16%. Yet a finance expert is telling investors those numbers miss the bigger picture.

Cash Is Losing Ground Too

John Vasquez, who goes by Coach JV on social media, says the real story isn’t short-term price drops — it’s what’s happening to the dollar.

Data shows the purchasing power of the US dollar has fallen 28% over the past decade, dropping from 43.10 to 30.9 on the Consumer Price Index.

Over that same 10-year stretch, both Bitcoin and XRP have climbed nearly 200 times in value. By that measure, Vasquez argues, holding cash has quietly been the bigger loser.

His comments came through a post on X, where he laid out his case for why global tensions are strengthening the long-term argument for crypto assets — not weakening it.

XRP & Bitcoin narrative getting stronger day by day. In the long run this will play out well. Short term expect extreme volatility. pic.twitter.com/2BXRKw3MFD

— Coach, JV (@Coachjv_) April 12, 2026

Oil, Credit, And The Dollar’s Global Standing

Vasquez pointed to rising oil prices linked to disruptions near the Strait of Hormuz as a driver of inflation pressure. At the same time, he warned of tightening credit conditions and what he called a developing global credit crisis.

Countries moving away from dependence on the US dollar — a shift often described as de-dollarization — are also part of what he sees reshaping the financial order.