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The XRP network has integrated Boundless technology, introducing zero-knowledge proofs (ZKP) for enhanced privacy. This allows for hidden smart contracts and escrow accounts, making XRP suitable for confidential transactions by banks and large companies.
As an aftermath of the XRPL Zone conference in Paris, an important infrastructure update has taken place: the XRP network has integrated Boundless technology, which operates on zero-knowledge proofs (ZKP). Put simply, this adds a privacy layer to XRP Ledger tokens that did not exist before. XRPL Commons and Boundless confirmed that developers can now create “hidden” smart contracts and escrow accounts on the XRPL network.
Previously, all transactions on XRP Ledger were fully transparent. Anyone could see the amount, sender and recipient. For regular users this is acceptable, but for large companies and banks it is a problem, as they cannot disclose commercial secrets or balances publicly. Now it is possible to transfer stablecoins, such as RLUSD, in a way in which transaction details are hidden from the public, while still being verified by the network for validity.
XRPL gets on chain privacy via ZKP: Introducing @boundless\_xyz Boundless on XRPL
Read the full story here:@Odelia\_Torteman @Ripple @RippleXDev pic.twitter.com/iuSFK4c2wh
— XRPL Commons (@xrpl\_commons) April 14, 2026 Moreover, a full-fledged zkVM virtual machine has been introduced, which now allows complex computations to be performed off-chain, while only a small cryptographic proof that everything executed correctly is submitted to the main Still, despite the added privacy, the technology enables “blind” verification processes such as KYC and AML. This means a bank can confirm that a user is not on sanctions lists without revealing personal data to the entire network. The team is now said to be working on Smart Vaults, which will be the next stage of the upgrade. This is not a “killer” of other networks but a planned expansion of XRPL’s capabilities. The blockchain is now suitable for use cases where confidentiality is required, such as interbank transfers or corporate treasury management, without unnecessary public exposure.
The integration allows XRP to offer a privacy layer, enabling hidden transactions and smart contracts, which is crucial for banks and large companies needing confidentiality.
Zero-knowledge proof technology allows transaction details to remain hidden from the public while ensuring they are verified by the network for validity.
The team is working on Smart Vaults, which will further enhance the privacy and functionality of the XRP Ledger for confidential transactions.

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