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A prominent crypto researcher argues that skepticism around XRP's price is misplaced, citing a panel discussion highlighting Ripple's expanding infrastructure. The growing acceptance of crypto by banks suggests that critics of XRP may soon be proven wrong.
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Persistent skepticism around XRP’s price trajectory is misreading the asset’s moment, according to a prominent crypto researcher — and a recently surfaced panel video makes the case for why doubters are likely to come up short.
SMQKE (@SMQKEDQG), a well-followed crypto researcher on X, recently shared footage from a Crypto Valley panel in Zurich in which Ripple’s Sales Director outlined the company’s growing infrastructure footprint.
The post reignited a broader debate about whether XRP bears are underestimating what is quietly being built beneath the price chart. XRP enthusiast Tony (@_Sab3r_6) amplified the call, posting that critics “will be proven wrong” as the utility case becomes harder to dismiss.
The Zurich panel provided the substance behind that conviction. Tania Griffith, Sales Director at Ripple, explained during the discussion that banks and financial institutions are becoming increasingly comfortable using crypto and blockchain rails for payments — a shift that would have seemed remote just a few years ago.
Griffith noted that Ripple has moved from relying on a handful of exchanges with limited volume to building a global network of liquidity providers, stablecoins, and major financial infrastructure players. The result, she said, is straightforward: larger payments and better foreign exchange rates. The system now supports true 24/7, 365-day settlement — a capability traditional cross-border payment rails were never designed to deliver.
Ripple’s approach, as described at the panel, treats blockchain and crypto as complementary to existing financial infrastructure rather than a replacement. XRP sits in the liquidity layer of that architecture, facilitating the movement of value between currencies and jurisdictions at speed.
This development marks a pivotal distinction for XRP in the current market cycle. The bear case has largely rested on price action and regulatory uncertainty. The bull case increasingly rests on adoption metrics and infrastructure depth — two things, as the panel made clear, that continue to expand regardless of short-term chart noise.
As of this writing, XRP trades at around $2.11, holding steady after a week of consolidation.

The panel highlighted Ripple's expanding infrastructure and the increasing comfort of banks using crypto and blockchain for payments.
Analysts argue that the utility case for XRP is becoming stronger as financial institutions adopt crypto technologies.
Tania Griffith is the Sales Director at Ripple, and she discussed the company's growing adoption in the financial sector during the Zurich panel.

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XRP's price trends sideways on the daily chart. Source: XRPUSD on Tradingview
Cover image from Grok, XRPUSD chart from Tradingview